The value of strong benefitsThe employee benefits landscape continues to change, challenging you to look for new ways to manage costs and provide your employees with valuable dental, disability, life, vision, and critical illness insurance. As your insurance carrier, we'll work hard to help you identify and meet your changing benefit needs. When you explore potential retirement options for your staff, think about all your employee benefit needs, and speak with your Guardian representative about our group insurance products.
Beyond the basicsThere are many ways to show your employees how valuable they are to your operation. You grant time off when needed, encourage family time as necessary and support them when life throws a curve ball. Expanding your basic benefit plan can also create an added layer of real protection for the families that help your business grow. Term life is an affordable entry-level benefit that can provide an important benefit during a difficult time. Permanent life insurance, or whole life , universal or variable universal life are excellent options to consider when you're crafting a strategy to attract and retain key employees, those who are critical to your operation and who may, someday, be the captain of your ship.
Most business owners recognize the need to plan for the unexpected; we call them contingencies – what we think we will do if our original plan doesn't materialize. We protect our business, our cars, our homes, our lives, but often overlooked is the need for us to protect our income and the income of our employees. Life can be challenging, and some of those challenges may force us from work, even for a short period of time. Talk to one of our Financial Representatives about income protection products for you, your employees and your business.