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Ratings


Ratings

All four of the major rating agencies affirmed Guardian's ratings in 2013.
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What's in a Dividend?

Guardian is a mutual life insurance company, operating for the benefit of participating life policyholders who share in the company's results, in part, through the payment of annual dividends.
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History

Guardian is a company with a rich and storied past that has emerged as one of America’s most successful life insurance companies.

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Our Values

At the heart of everything we do is a simple idea: There's no right way to do a wrong thing.
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Ratings*


A.M. Best Company - A++
(Superior - highest of 15 ratings)

Standard & Poor’s - AA+
(Very Strong - 2nd highest of 20 ratings)

Moody's Investors Service - Aa2
(Excellent - 3rd highest of 21 ratings)

Fitch - AA+
(Very Strong - 2nd highest of 21 ratings)

Comdex Rating: 98


*The ratings of The Guardian Life Insurance Company of America quoted in this report are as of December 31, 2013 and are subject to change. The ratings earned by Guardian do not apply to the investments issued by GIAC or offered through GIS and PAS.

The Comdex is a composite index or percentile ranking created based on the current financial strength ratings of the major rating agencies. The Comdex indicates on a scale of 1 to 100 (100 being the best) where the company ranks among 1,100 companies that have been rated. In order to receive a Comdex rating, a carrier must have received a rating from at least 2 out of 4 of the major rating agencies.