Ratings*
A.M. Best Company - A++
(Superior - highest of 15 ratings)
Standard & Poor’s - AA+
(Very Strong - 2nd highest of 20 ratings)
Moody's Investors Service - Aa2
(Excellent - 3rd highest of 21 ratings)
Fitch - AA+
(Very Strong - 2nd highest of 21 ratings)
Comdex Rating: 98
*The ratings of The Guardian Life Insurance Company of America quoted in this report are as of December 31, 2012 and are subject to change. The ratings earned by Guardian do not apply to the investments issued by GIAC or offered through GIS and PAS.
The Comdex is a composite index or percentile ranking created based on the current financial strength ratings of the major rating agencies. The Comdex indicates on a scale of 1 to 100 (100 being the best) where the company ranks among 1,100 companies that have been rated. In order to receive a Comdex rating, a carrier must have received a rating from at least 2 out of 4 of the major rating agencies.
The Comdex is a composite index or percentile ranking created based on the current financial strength ratings of the major rating agencies. The Comdex indicates on a scale of 1 to 100 (100 being the best) where the company ranks among 1,100 companies that have been rated. In order to receive a Comdex rating, a carrier must have received a rating from at least 2 out of 4 of the major rating agencies.





