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Ratings


Ratings

All four of the major rating agencies affirmed Guardian's ratings in 2014.
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What's in a Dividend?

Guardian is a mutual life insurance company, operating for the benefit of participating life policyholders who share in the company's results, in part, through the payment of annual dividends.
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History

Guardian is a company with a rich and storied past that has emerged as one of America’s most successful life insurance companies.

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Our Values

At the heart of everything we do is a simple idea: There's no right way to do a wrong thing.
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Ratings*


A.M. Best Company - A++
(Superior - highest of 15 ratings)

Fitch - AA+
(Very Strong - 2nd highest of 21 ratings)

Moody's Investors Service - Aa2
(Excellent - 3rd highest of 21 ratings)

Standard & Poor’s - AA+
(Very Strong - 2nd highest of 22 ratings)

Comdex Ranking: 98


*The ratings of The Guardian Life Insurance Company of America quoted in this report are as of 12/31/14 and are subject to change. The ratings earned by Guardian do not apply to the investments issued by GIAC or offered through GIS and PAS.

The Comdex is a composite index or percentile ranking created based on the current financial strength ratings of the major rating agencies. The Comdex indicates on a scale of 1 to 100 (100 being the best) where the company ranks among 1,100 companies that have been rated. In order to receive a Comdex rating, a carrier must have received a rating from at least 2 out of 4 of the major rating agencies.