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Financial Highlights


All four of the major rating agencies affirmed Guardian's ratings in 2014.
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What's in a Dividend?

Guardian is a mutual life insurance company, operating for the benefit of participating life policyholders who share in the company's results, in part, through the payment of annual dividends.
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Guardian is a company with a rich and storied past that has emerged as one of America’s most successful life insurance companies.

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Our Values

At the heart of everything we do is a simple idea: There's no right way to do a wrong thing.
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Guardian performed well in 2013. We ended the year with $6.1 billion in capital and $84.1 billion in assets under management. Additionally, operating income before tax and dividends was $1.204 billion. 

Financial Highlights (on a consolidated basis)


Premiums and Deposits$20.9 billion
Operating Income (before taxes & dividends to policy holders)$1,204 million
Capital$6.1 billion
Assets Under Management$84.1 billion
Policyholder Dividend Declared$776 million
Benefits Paid to Policyholders$4.9 billion
Life Insurance in Force$307 billion

On June 16, 2014, Guardian made the following information available in connection with a financing transaction.
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